Our agency

Transaction

A team of 4 experienced estate agents on a human scale, on hand to help you realise all your projects for the sale of flats, villas, building plots, commercial and professional premises.

The TRINIMMO agency undertakes to market your property by setting up, in conjunction with the seller, a detailed, scheduled marketing plan to find a buyer at the best price and as quickly as possible.

Our commitments :

• A valuation of your property at the best market price
• Management of mandatory property diagnostics for sale
• Document management PACK ALUR
• A detailed, scheduled marketing plan to find a buyer as quickly as possible
• A detailed monthly report
• A monthly meeting with the seller
• A detailed analysis of the buyer's solvency, including a financing plan
• Possibility of an appointment with one of our brokers at the agency
• Buyer support right up to the signing of the deed of sale

The advantages of TRINIMMO :

• FNAIM member
• Free valuation of the market value of your property on request (outside the context of inheritance / donation / divorce / division /...)
• Free legal and tax advice
• Property valuation
• 9am - 7pm
• 2 branches to support your projects

Rental - Management

A rental manager with over 20 years' experience and her assistant are here to listen to you and help you rent flats, villas, commercial and industrial land, shops, offices and business premises.

Our commitments :

• Management of compulsory property diagnostics for letting (DPE, Carrez, Asbestos, etc.)
• Putting together a tenant file
• An in-depth study of the tenant's creditworthiness
• A detailed inventory of fixtures with photos
• Allocation of rental charges
• Managing co-ownership charges
• A clear and detailed monthly management report with bank transfer
• Works management
• Acceptance of routine work
• Assistance in the event of a claim
• Property damage cover
• Unpaid rent guarantee (Galian approval for each file)
• Follow-up and monitoring of disputes and implementation of appropriate procedures
• Help with tax returns.

The advantages of TRINIMMO :

• Tips for better renting
• A study to bring the property up to standard, if necessary. (Decree on decent housing)
• A free rent estimate
• Legal and tax advice
• Opening hours: 8.30 a.m. to 6 p.m.
• 2 branches to support your projects

Life annuity

The essentials of buying a life annuity

Life annuity: this is a form of property sale where the owner chooses to sell his or her property in return for a guaranteed annuity for life and the payment of a capital sum, known as the bouquet.

The bouquet: this is an initial capital sum paid to the seller, the amount of which is determined by agreement between the two parties, depending on the value of the property. It is not compulsory.

Annuity: this is a sum of money that the buyer pays to the seller until the seller's death.

Calculating the annuity: this is not easy, as it takes into account a number of parameters: the age and sex of the vendor, whether he or she is a single person or a couple, the estimated value of the property, the amount of the bouquet, and the existence of a right of use and habitation.

Life annuity occupancy: this accounts for the vast majority of sales, around 95%. The seller benefits from a right to live in and use the property until the end of his or her life, or until he or she moves into a retirement home.

Life annuity: this offers the buyer the opportunity to move into the property they have just bought or to rent it out.

Forward sale: this is the sale of a property where the buyer pays a lump sum in cash and monthly instalments over a defined period (payment is limited in time). In the case of an occupied forward sale, the seller may reserve a Right of Use and Dwelling (DUH).

The final cost: The final price depends on the duration of the annuity payment, which is linked to the longevity of the beneficiary. If the beneficiary dies at the estimated maturity date, the purchase price corresponds to the price of the home. If they die before the estimated maturity date, the buyer is the beneficiary. The annuity is revalued every year in line with the cost of living.

Life annuity opportunities
Life annuity sales can provide elderly people with a solution for supplementing their income at a time when pensions are falling steadily. 

Advantages for the buyer
Buying a property as a life annuity means becoming the owner of a home without paying the full sale price, but instead paying an annuity to the vendor until his or her death. In this way, the buyer can build up a property portfolio for his or her own retirement. In general, the purchase of an occupied life annuity will cost 30% less than a conventional property purchase.

Advantages for the seller
They can stay in their home while receiving regular income from a very favourable tax system. 

Who pays for what?
When the property is occupied, the two parties share the costs: the buyer pays the property tax and major repairs, while the seller pays the council tax, rental charges, managing agent's fees and insurance.

Where does the sale take place?
The transaction takes place before a notary and is recorded in a deed giving the property to the buyer, who pays the notary's fees and transfer taxes. The contract specifies the amount of the bouquet and the annuity, as well as all the other terms and conditions.

The advantages of TRINIMMO :

• Customised study on request
• Expert calculations Life annuity
• Legal and tax advice
• 2 branches to support your projects